Matt & Nikki Indish
MI Homes North Inspections
Our go-to home inspection team in Northern Michigan. Matt and Nikki are a husband-and-wife duo of certified inspectors who bring modern tools, honest communication, and deep local knowledge to every file -- including the HUD foundation certifications that manufactured home buyers need to close their loan.
InterNACHI Certified Professional Inspectors
Your Neighbors.
Your Inspectors.
Matt and Nikki Indish are not a national franchise or a one-inspector solo act. They built MI Homes North Inspections from the ground up in Northern Michigan, and they run it as a 4-person team -- which means fast scheduling without cutting corners on quality.
Their approach is straightforward: show up prepared, use the best available tools, explain what you found in plain language, and deliver the report the same day. No waiting a week for results when your buyer has a deadline.
They shop at the same stores, their kids go to the same schools, and they have a genuine stake in the Northern Michigan real estate market they work in every day. That kind of local investment shows up in how they treat every client -- like a neighbor, not a transaction.
Kirby and Angie refer their clients to Matt and Nikki for the same reason agents do: they're thorough, they communicate well, and they never leave a buyer with unanswered questions. For manufactured home files, the HUD foundation certification work they do is a direct part of making those loans closeable -- which is a capability most inspection teams around here simply don't have.
What MI Homes North Inspections Offers
A full range of inspection services built for Northern Michigan buyers, sellers, and agents.
Full Home Inspection
A complete inspection of all major systems -- roof, foundation, electrical, plumbing, HVAC, attic, crawlspaces, and more. Detailed digital report with photos delivered same day.
HUD Foundation Certifications
Required for FHA, VA, and USDA loans on manufactured homes. Matt certifies that the foundation meets HUD permanent foundation guidelines -- a critical step for financing eligibility.
K&A Mortgage CriticalPre-Purchase Inspection
For buyers under contract. A thorough inspection before closing so you know exactly what you're buying and can negotiate repairs or credits with confidence.
Pre-Listing Inspection
For sellers who want to know what the buyer's inspector will find -- before it becomes a negotiating problem. Identify and address issues on your own timeline.
Thermal Imaging
Uses infrared technology to detect hidden moisture, insulation gaps, electrical hot spots, and other issues that aren't visible to the naked eye. Included with full inspections.
Radon Testing
Michigan has elevated radon risk in many areas. MI Homes North tests and reports on radon levels so buyers can make informed decisions and address mitigation if needed.
Mold Testing Services
Identifies mold presence in areas of concern -- especially important for Northern Michigan properties with basements, crawlspaces, or past moisture issues.
Well & Septic Inspections
Critical for rural Northern Michigan properties. Well water testing and septic system inspection help buyers understand the full condition of private utility systems.
Common Up NorthWater Testing
Tests for contaminants, hardness, and other water quality factors -- especially relevant for well water properties throughout Northern Michigan.
Crawlspace Robot Inspection
MI Homes North uses crawlspace robots to access tight or difficult crawlspace areas -- ensuring a complete inspection even where human access is limited.
Point of Sale Inspections
Municipality-required inspections for real estate transactions in areas with local point-of-sale ordinances. Done right so closings don't stall.
Same-Day Reports
4-person team and same-day report delivery means your buyer isn't waiting for results. Designed for the Northern Michigan market where timelines matter.
No 7-14 Day WaitHUD Foundation Certifications:
Why This Matters for Your Loan
One of the most important things MI Homes North does -- and one of the main reasons Kirby and Angie rely on them for manufactured home files.
The Inspection That Makes
Manufactured Home Loans Work
In Northern Michigan, manufactured homes are everywhere -- and they're a legitimate, affordable path to homeownership for a lot of families. But financing a manufactured home on an FHA, VA, or USDA loan requires a HUD/FHA permanent foundation certification.
That certification has to come from a licensed inspector who knows exactly what they're looking for -- footing depth, anchoring systems, blocking configuration, and all the specific HUD guidelines that determine whether a foundation qualifies.
Matt Indish does this work and does it correctly. When we send a manufactured home buyer to get a foundation certification, we're confident the inspection will be thorough, the documentation will be lender-ready, and the file will move forward without delays.
Required for FHA, VA & USDA Loans
Lenders financing a manufactured home on these programs need a certified foundation inspection before they can approve the loan. No certification, no closing.
What Gets Inspected
Footing depth and construction, pier systems, anchoring and tie-downs, load-bearing components, and compliance with HUD Permanent Foundations Guide for Manufactured Housing.
Lender-Ready Documentation
The certification report Matt provides is formatted and documented to satisfy underwriting requirements -- no back-and-forth, no missing items, no delays.
Northern Michigan Specialty
Not every inspector handles this. In an area with as many manufactured homes as Northern Michigan, having a trusted inspector who does it right matters on almost every other file.
What Sets MI Homes North Apart
Husband & Wife Team
This is their business and their community. Matt and Nikki have a personal stake in the quality of every inspection they deliver -- it's their name on every report.
Same-Day Availability
A 4-person team means faster scheduling. No 7-14 day waits. When your buyer needs an inspection to keep a timeline moving, MI Homes North can make it happen.
Modern Equipment
Thermal imaging, crawlspace robots, moisture detection -- they use tools that reveal issues other inspectors miss. Better data means fewer surprises after closing.
Plain-Language Reports
Their reports are detailed, photo-documented, and written in plain English. Buyers leave knowing exactly what they found and what it means -- not just a checkbox list.
Northern Michigan Local
Based in Williamsburg, right outside Traverse City. They know Northern Michigan construction, local soil conditions, and the specific challenges that come with homes in this region.
HUD Foundation Certified
One of the few inspection teams in the area that does HUD/FHA permanent foundation certifications for manufactured homes -- a capability that directly supports loan closings.
Where MI Homes North Inspects
Serving all of Northern Michigan from their base in Williamsburg -- including all major Northern Michigan markets and surrounding counties.
Need a Home Inspection
or Foundation Certification?
Book directly through MI Homes North -- or reach out to Kirby and Angie if you have a manufactured home file that needs a foundation cert to move forward.
Reach MI Homes North
Schedule your inspection directly through their website. Same-day options available for Northern Michigan properties.
Working a Manufactured Home File?
If you're financing a manufactured home with Kirby or Angie and need a HUD foundation certification, we coordinate directly. Call or text us to get the process started.
📞 Call or Text Kirby: 231-709-3136 📞 Call or Text Angie: 616-581-6123Common Questions About MI Homes North
Looking for more trusted Northern Michigan professionals?
← View All K&A Referral PartnersKirby and Angie Mortgage Loan Team | Union Home Mortgage | NMLS #2229229 | Angie Anderson NMLS #1999286 | Kirby Slocum NMLS #680817 | Equal Housing Lender. Partner spotlight pages are informational only and do not constitute a guarantee of service quality, availability, or outcomes. MI Homes North Inspections is an independent business. Referrals to third-party professionals do not constitute an endorsement of any specific loan outcome. All mortgage loans subject to credit approval, underwriting, and eligibility requirements.
