Build Your Mortgage Career With a Team That's Actually Going Somewhere
Your name. Your brand. Your clients. Backed by one of the strongest mortgage teams in Northern Michigan and the full product suite of Union Home Mortgage.
Start the ConversationThe Kirby and Angie Mortgage Loan Team at Union Home Mortgage is actively recruiting licensed loan officers across Michigan, with priority growth in Northern Michigan from Grand Rapids north to the UP. We are also expanding into Ohio and Florida. You keep your name, build your brand, and join a team with real infrastructure, mentorship, dedicated transition support from UHM, and a guarantee ramp-up program based on your production history. If you are ready to grow, we are ready to build with you.
We Are Not Just a Place to Land. We Are a Place to Build.
There is a difference between joining a company and joining a team. We are a team with a system, a culture, and a clear direction. Here is what that actually means for your business.
Your Brand. Your Name. Your Identity.
You are not absorbed into ours. You build your own brand under the K&A team umbrella at Union Home Mortgage. Your name is on your marketing, your listings, your presence. We support it, not replace it.
K&A Blueprint Coaching and Growth System
We have built a proven system for growing a mortgage business in the Northern Michigan market. You get access to that system, the strategies, the tools, and the ongoing coaching that comes with being part of this team.
UHM Dedicated Transition Support
Union Home Mortgage has a full department dedicated to ramping up new loan officers as they transition in. You are not left to figure it out on your own. Structured onboarding, training, and ramp-up support are part of the deal.
Guarantee Ramp-Up Based on Your Production
UHM offers a guarantee ramp-up program based on your production history. That conversation happens in person. What we can tell you is that it is real and it is designed to give you a runway to hit the ground running.
Office Space in Your Local Market
We are actively expanding our physical presence throughout Northern Michigan. We will help build out desk rental office space in real estate offices in your local market so you have a professional home base where your clients are.
95% Loan Servicing Retention
Union Home Mortgage services approximately 95% of the loans we originate. Your clients stay with us after closing. That is a retention and referral tool that most shops cannot offer. Your book stays yours.
Stop Turning Away Clients Because You Do Not Have the Right Product
One of the most common frustrations loan officers bring up when they join us is that their previous shop did not have the products their clients actually needed. We are built differently.
We Are Looking for Loan Officers Who Are Serious About Growing
We are not looking to fill seats. We are building a team of people who want to own their market, serve their clients well, and build something that lasts.
Experienced Michigan Loan Officers Ready for More
You have been in the business for a few years. You know how to close loans. You are ready for better support, a stronger team culture, or a market where your hard work actually shows up in your results. Northern Michigan is growing and we are positioned to own it.
Renovation and Construction Loan Specialists
Renovation and construction lending is a growing part of the Northern Michigan market. If you have experience with one-time close construction, 203k, or renovation products and want a market where that expertise is genuinely in demand, we need to talk.
DSCR and Investment Property Specialists
Northern Michigan has a strong second home and investment property market. Loan officers who specialize in DSCR, non-QM, or investor products have a real opportunity here. If that is your lane, it fits well with what we are building.
Ohio and Florida Licensed Loan Officers
We are actively expanding into Ohio and Florida. If you are licensed in either state and are looking for the right team to grow with, we want to have that conversation. These are early-stage expansions and the opportunity to be foundational is real.
Loan Officers Who Want to Lead Their Own Team
Our goal is to grow teams under teams. If you have production leadership experience or want to build a team under the K&A umbrella with your own name and identity, we are open to that conversation. That is part of the vision.
Priority Markets and Expansion Areas
We are deliberate about where we grow. Our core territory is Northern Michigan. We are also actively building in Ohio and Florida.
Northern Michigan
Grand Rapids north to the Upper Peninsula. This is our home market and where we have the deepest roots, the strongest referral relationships, and the most room to grow.
Ohio and Florida
We are licensed in Ohio and actively building in both Ohio and Florida. These are ground-floor opportunities to be part of something at the beginning, not after everyone else has already claimed their territory.
The Infrastructure Behind the Team
Joining K&A means you also get the full backing of Union Home Mortgage. Here is what that looks like in practice.
Dedicated Transition Department
UHM has a full department built specifically to help new loan officers ramp up as they move their business over. Structured, intentional, and designed to protect your pipeline during the transition.
Guarantee Ramp-Up Program
Based on your documented production history, UHM offers a guarantee ramp-up that gives you real financial stability as you build your business with the team. Details are part of the in-person conversation.
Marketing and Technology Support
UHM provides marketing tools, technology infrastructure, and operational support so you can focus on what actually grows your business -- relationships and closed loans.
95% Loan Servicing Retention
Your clients stay with UHM after closing in approximately 95% of cases. That means your relationships do not evaporate after funding. It is a long-term retention tool built into the platform.
Full Product Suite Access
Every product listed on this page is available to you from day one. No waiting for approvals, no limited product menus. The full suite is available from the moment you join.
How This Works
We keep it simple. No complicated application process, no group interviews, no corporate runaround. Just real conversations with real people.
Reach Out
Fill out the form below or email us directly. We get back to you the same day.
Initial Call
A direct conversation with Angie or Kirby. No recruiters, no HR screens. Just us.
In-Person Meeting
We sit down and talk specifics. Production history, compensation, ramp-up, fit.
Welcome to the Team
UHM transition support kicks in immediately. You hit the ground running.
Not in Michigan? Not a Problem.
We are actively recruiting loan officers outside of Michigan. If you are licensed in Ohio, Florida, Indiana, or another state and you are interested in what we are building, we want to hear from you. Growth does not stop at the state line.
Tell Us Where You Are LicensedStart the Conversation
This is not an application. It is a conversation. Tell us a little about where you are and what you are looking for. We will take it from there.
Loan Officer FAQ
No. You keep your name and your identity. You are part of the Kirby and Angie team under Union Home Mortgage, but your brand is yours. Your marketing has your name on it. We support your growth, not replace your identity.
UHM has a dedicated department built specifically for loan officer transitions. From licensing transfers to pipeline management during the move, they walk you through it step by step. You are not left to figure out the logistics on your own.
UHM offers a guarantee ramp-up based on your documented production history. The specifics of that conversation happen in person. What we can tell you is that it is real, it is structured, and it is designed to give you financial stability during the transition period.
Yes. We are actively expanding in Ohio and Florida. If you are licensed in either state and are looking for the right team to grow with, we want to have that conversation. The opportunity to be part of something at the early stages is real.
Yes, and it is growing. Northern Michigan has a strong market for new construction, land purchases, and renovation lending. Loan officers who know these products well have a genuine competitive advantage in this territory.
Completely. We understand that reaching out about a potential move is sensitive. Nothing you share with us goes anywhere without your knowledge and consent. We are having a conversation, not making announcements.
That is part of the vision. We are building teams under teams. If production leadership is where you want to go, that conversation is worth having. We are not here to cap anyone's growth.
